Business benefits
You do not have to be a large company to begin thinking strategically about employee benefits. Let's look at your team, your budget, and your goals, and talk through what's realistic.
Reviewed by Veronica Mosley, Licensed Life & Health Insurance Agent — Whitehead Benefits & Consulting Services, LLC · Updated October 2026
Yes. Many small businesses offer some combination of medical and voluntary benefits. What's available depends on your group size, participation requirements, how much you choose to contribute, and each carrier's rules — all of which vary.
Group health coverage for employees and, often, their families.
Coverage for routine checkups, cleanings, eye exams, and glasses or contacts.
Group or supplemental life coverage for employees.
Short- or long-term coverage that may replace part of income during a covered disability.
Policies that may pay benefits after a covered accident or diagnosis.
Coverage that may pay a set benefit for a covered hospital stay.
Not necessarily. Many voluntary benefits can be structured with employees paying some or all of the premium, depending on the product, carrier, and employer arrangement. Group medical plans often have employer contribution requirements, which vary by carrier.
Once a plan is chosen, employees are educated on their options and enroll during an enrollment window. I help explain the benefits in plain English so your team understands what they're choosing.
Official sources: U.S. Department of Labor
Next step
Bring what you have and what you're trying to protect. We'll look at it together and figure out the next step — no pressure.